LOOK AHEAD WITH CONFIDENCE
2027 Medicare and Social Security Numbers, Explained
Understand what’s changing, see what it means for you, and plan your retirement income with a clearer picture.
Free to use. No account. Your numbers stay yours.
Key 2027 numbers
Check the sources ↗| Figure | Value | Status |
|---|---|---|
| Social Security COLA | 3.6% | Official |
| 2027 Part B standard monthly premium | $209.50 | Estimate, not official |
| 2027 Part B annual deductible | $292 | Estimate, not official |
| CSRS COLA | 3.6% | Official |
| FERS COLA | 2.6% | Official |
| Expected VA compensation COLA | 3.6% | Estimate, not official |
| Earnings limit below FRA | $25,560 | Official |
Make the numbers personal
A simple place to start, whatever your question.
2027 IRMAA brackets
2027 Medicare IRMAA brackets for single, joint and separate filers, compared with 2026, with a built-in IRMAA calculator. Sources cited.
Explore the numbers →02 / MEDICAREIRMAA calculator
Enter your 2025 MAGI and filing status to estimate your 2027 Medicare Part B and Part D IRMAA and how close you are to the next bracket.
Explore the numbers →03 / MEDICAREPart B premium
The 2027 Part B standard premium and deductible, how much of your COLA it absorbs, and IRMAA amounts. Marked estimate until CMS releases.
Explore the numbers →04 / BENEFITSSocial Security COLA
See your new 2027 Social Security check after the COLA, minus the estimated Medicare Part B premium. Free calculator with SSA sources.
Explore the numbers →05 / BENEFITSVA COLA
Estimate your 2027 VA disability compensation increase. Expected COLA remains clearly labeled until legislation and VA tables confirm it.
Explore the numbers →06 / BENEFITSFERS, CSRS & SSI
Calculate 2027 FERS, CSRS or SSI cost-of-living increases. Check FERS age eligibility and SSI federal maximums using official sources.
Explore the numbers →07 / BENEFITSEarnings limit
Estimate Social Security benefits withheld for 2027 earnings before full retirement age. Compare the regular limit and FRA-year rule.
Explore the numbers →08 / BENEFITSFederal tax brackets
Official IRS 2027 federal tax brackets and standard deductions for all five filing statuses. Estimate ordinary-income tax with our free calculator.
Explore the numbers →Retirement income
From the balance you have to the income you need.
How long money lasts
How long will my money last in retirement? Enter savings, spending, return, inflation and Social Security to estimate when savings run out.
Try the calculator →02 / YOUR NEXT CHAPTERRetirement withdrawals
How much can you withdraw from retirement savings each year or month? Compare a historical rule of thumb with a custom withdrawal rate.
Try the calculator →03 / YOUR NEXT CHAPTER403(b) projection
Project your 403(b) balance from contributions, employer match and return. Uses official IRS 2026 limits with adjustable assumptions.
Try the calculator →Educational, not financial advice. All investment assumptions are adjustable.
A little clarity before you calculate
Are the 2027 Medicare figures official?
Social Security COLA and the listed federal benefit figures are official. The 2027 Medicare premium and income thresholds remain estimates. Unknown surcharges display “Not yet released.”
Do I need an account to use the calculators?
No. Every calculator runs in your browser. We do not store or send your financial inputs. You can change assumptions and compare results without signing up.
Where should I start?
Use the 2027 IRMAA brackets for Medicare income thresholds, the COLA calculator for your benefit increase, and the retirement tools to connect savings to future spending.